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Sweden Insurance

Swedish people are quite conscious about their insurance policies. Whether it is social insurance in Sweden, life insurance, automobile insurance, homeowners’ insurance, Sweden has insurance covers for nearly all types of consumer requirements.

Sweden Social Insurance

A Swedish government policy protects individuals and families if they are not able to support themselves. If you suffer from any illness, take care of child or if there is any reason that results in your loss of income, your social insurance in Sweden helps you to support yourself and your family. It offers financial security to the individual and his family or to people with disability. The Swedish Social Insurance Agency, Försäkringskassan, administers social insurance in the country and ensures that every individual gets his due benefits from the government. If you wish to seek social insurance in Sweden, you ought to be a resident of the country or be working there. If you are resident of Sweden, you are eligible for social insurance including child allowance, housing allowance, etc. However, if you hold a working visa, then you are entitled to employment benefits such as sickness benefits, rehabilitation allowance.

Sweden Auto Insurance

Swedish roads are one of the best in Europe; however, number of road accidents is also surprisingly high in the country. Sweden imposes incredibly high penalties on the law breakers careless about their automobiles. You may find a surprisingly high fine for wrong parking in Sweden which is usually on the right side of the road. All automobile owners including car rentals are required to have mandatory fire and third party liability insurance cover. Liability insurance offers US$ 63,000 to unlimited coverage including damage to property or injury to other people. You can also take optional covers for Collision Damage Waiver that costs around $9 to $30 per day for car rentals. Other optional automobile insurance covers are Theft Protection, Personal Accident Insurance, etc.

Sweden Home Insurance

Every Swedish resident has a home insurance cover in Sweden for their property. An increasing number of residents in Sweden are opting for holiday homes insurance. A large number of tourists are visiting the country each year which has led to an increase of number of holiday homes. Homeowners are realising the importance of taking a comprehensive cover to avail the benefits of insurance policy. You can get instant policy covers for your holiday homes in Sweden that are well-documented in English and offer a comprehensive cover for your property. You can choose your insurance agent from the list of popular non-life insurance companies in Sweden that can give a well-designed home insurance to suit your needs.

Other Insurances in Sweden

Student insurance in Sweden, life insurance, parental insurance; are some of the other important insurance covers in Sweden. Most of the people in Sweden have life insurance policies. The insurance market in Sweden has been deregulated since 1980s and there are various insurance companies with capable insurance agents in Sweden that can guide to choose the best cover for you. You can choose from various life insurance and non-life insurance companies in Sweden.