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Life is full of uncertainties and that is why it is very important to have the right type of insurance policies. Vietnam like other countries too has its own standard insurance policies. The government of Vietnam has made certain types of insurances compulsory for everyone. The different insurance policies available are health insurance, life insurance, travel insurance and many more! Few policies like public liability insurance policy are compulsory for everyone.

Vietnam’s insurance sector has grown considerably in the past few years. With new and better insurance policies there has been no looking back. Insurance is definitely a very safe investment and people of Vietnam have realized this over the years. The Vietnamese government has also played a big role in the development of this sector.

Travel insurance is one thing which you must have while you are living in Vietnam. It makes your trip much more fun. The insurance policy covers for your expenses in case you cancel your trip midway due to some unavoidable circumstances. It also covers for your baggage loss and flight delays. Basically travel insurance becomes all the more important if you fly too often. Few companies in Vietnam offer insurance polices which cover your adventure trips. Of course it covers baggage loss and cancellation costs too. But in addition to that, it covers lot of adventurous activities like snowboarding, white water rafting, sea kayaking, water skiing and more!

The public liability policy has been made compulsory in Vietnam and everyone must have it. The policy covers for you in case someone’s property gets damaged or someone suffers bodily injuries as a result of your business proceedings. This helps in smooth running of your business. Various companies like the Liberty Insurance provide this insurance in Vietnam. There is also the product liability which covers your business if someone sustains injuries by using your products.

The Vietnamese quite like to have a good health insurance policy especially the workers! In 2005, the government of Vietnam introduced various new health insurance policies for workers. The policy covers all the medical expenses for people who are insured. Few policies also cover the fee for rehabilitation, blood transfusions and traffic accidents.

Auto insurance policies in Vietnam offer you to move freely without any risks. The policy covers against the damage caused to your vehicle by accidents, fire, storm, lightning or any other natural disaster. It also covers for your vehicle in case it gets stolen. The auto insurance policy might cost a bit but its benefits are way too many. It provides for the medical expenses in case the insured person gets hurt in the accident.

Our home is our most priced possession and therefore it becomes extremely important to have a good home insurance policy. The Vietnam home insurance policies cover your home in case it gets damaged by fire, explosion, hurricane, cyclone or other such things. Vietnam’s insurance industry can only grow further in the coming years. It is very important to have the right insurance policies if you wish to have a safe life and people of Vietnam seem to have understood this fact!