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Switzerland Insurance

The people of Switzerland spend a lot on insurances policies. Whether it is the home insurance or the Switzerland car insurance or any other private insurance, all of them are extremely popular in this country. The government of Switzerland has made few insurance policies compulsory for all its citizens like the health insurance policy. This insurance sector is one of the biggest earning sectors for the Swiss government. If you are residing in Switzerland, you need to have health insurance. If you have come from some other place and are staying in Switzerland, you will need to buy one of the health insurance policies available within three months of your stay in the country. Various private and public insurance companies provide great deals on these policies. So basically one has to do a good research before making the final deal. Health insurance policies in Switzerland pay for the medical expenses in case the insured person falls sick or gets injured in some accident. It covers the medicines that are prescribed by the doctor and also the hospital stay and other visits to the doctor. However if you want dental insurance, then you will have to purchase it separately. It is not included under the basic health policy. A good home insurance policy is offered by various companies in Switzerland like Zurich insurance, Visana insurance, CSS insurance, Swiss Mobilar insurance and more. So one needs to careful and choose the policy according to their needs and of course their budget. Everyone needs a home protection and why not after all there is nothing as special and as important to you as your home is. It takes you years to build your dream home and thus it is your duty to protect it from and unforeseen events that might occur. The home insurance policy protects your home if it gets damaged due to fire, earthquake, lightning, explosion, storm and even flood. You can also insure your other belongings. So having a good home insurance policy is definitely a wise decision. Auto insurance in Switzerland is costly however it is definitely worth the price. The auto insurance policy protects your car against accidental damage. It also covers against fire damage or theft. There is also the third party liability coverage which covers your expenses if someone gets injured in your vehicle. With a good car insurance policy, one can drive away without getting worried. In Switzerland, one can also spend in what is known as the life insurance policy. You are supposed to pay a certain amount of money for a fixed duration of time. One will receive the amount once the policy gets matured. In case the insured person dies, the money goes to their family members. It is a great way to save your funds. There are also provisions for cancelling the policy in between. Life insurance policy is a very safe and secure way to invest one’s hard earned money. Switzerland travel insurance policy is also a good thing to have for the residents of the country. It covers for baggage loss and cancellation fees in case one has to cancel their trips in between due to some illness, death or any other unavoidable situation. There are also policies for people who love adventure sports! Such policies cover for any injury or accident which might occur during these adventure trips!